:root{
  --navy:#13233f; --navy-2:#1d3358; --ink:#1c2230; --muted:#5b6475; --line:#e3e6ec;
  --bg:#ffffff; --cream:#f8f5ef; --accent:#d2452f; --accent-dark:#b13824; --green:#1f7a4d;
  --radius:14px; --shadow:0 10px 30px rgba(19,35,63,.08);
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --serif:Georgia,"Times New Roman",serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
img,svg{max-width:100%}
a{color:var(--navy-2)}
.container{width:min(1140px,92vw);margin:0 auto}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2.1rem,4.6vw,3.4rem)}
h2{font-size:clamp(1.6rem,3vw,2.3rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:700;color:var(--accent)}
.lead{font-size:1.15rem;color:var(--muted)}
.muted{color:var(--muted)}
.small{font-size:.88rem}
.placeholder{background:#fff6d6;border:1px dashed #d9b84a;border-radius:6px;padding:.1em .4em;font-size:.85em;color:#6b5512}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(6px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.8rem 0}
.logo{display:flex;align-items:center;gap:.55rem;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.15rem;letter-spacing:-.01em}
.logo svg{width:34px;height:34px;flex:none}
.nav-links{display:flex;align-items:center;gap:1.4rem;list-style:none;margin:0;padding:0}
.nav-links a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem}
.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--accent)}
.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:.45rem .6rem;font-size:1.1rem;cursor:pointer}

/* Buttons */
.btn{display:inline-block;padding:.85rem 1.4rem;border-radius:10px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;transition:.15s;font-family:var(--sans)}
.btn-primary{background:var(--accent);color:#fff}
.btn-primary:hover{background:var(--accent-dark)}
.btn-outline{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-light{background:#fff;color:var(--navy)}
.btn-sm{padding:.5rem .9rem;font-size:.9rem}
.nav-links .btn{color:#fff}

/* Hero */
.hero{background:linear-gradient(180deg,var(--cream),#fff);padding:4.5rem 0 3.5rem}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:3rem;align-items:center}
.hero-actions{display:flex;flex-wrap:wrap;gap:.8rem;margin:1.6rem 0 1.2rem}
.trust-line{display:flex;align-items:center;gap:.6rem;font-size:.95rem;color:var(--muted)}
.trust-line strong{color:var(--navy)}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:1.6rem}
.hero-card h3{margin-bottom:.8rem}
.mini-quote{list-style:none;padding:0;margin:0 0 1rem}
.mini-quote li{display:flex;justify-content:space-between;padding:.45rem 0;border-bottom:1px dashed var(--line);font-size:.95rem}
.mini-quote li span:last-child{font-weight:700;font-variant-numeric:tabular-nums}
.mini-total{display:flex;justify-content:space-between;font-weight:800;font-size:1.2rem;color:var(--navy);margin-bottom:1rem}

/* Sections */
section{padding:4.5rem 0}
.section-head{max-width:720px;margin:0 auto 2.5rem;text-align:center}
.alt{background:var(--cream)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;counter-reset:step}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;position:relative}
.step-num{width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800;margin-bottom:1rem}
.features{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.feature{padding:1.4rem;border-radius:var(--radius);border:1px solid var(--line);background:#fff}
.feature .icon{width:40px;height:40px;border-radius:10px;background:#fbe7e3;color:var(--accent);display:grid;place-items:center;margin-bottom:.8rem}
.feature .icon svg{width:22px;height:22px}
.who-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
.who{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.2rem}
.who h3{font-size:1.05rem;margin-bottom:.3rem}
.who p{font-size:.93rem;color:var(--muted);margin:0}
.band{background:var(--navy);color:#e8edf6;border-radius:20px;padding:2.6rem;display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap}
.band h2{color:#fff;margin:0 0 .3rem}
.band p{margin:0}

/* Pricing */
.page-hero{background:var(--cream);padding:3.2rem 0 2.6rem;text-align:center}
.packages{display:grid;grid-template-columns:repeat(5,1fr);gap:1rem}
.pkg{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.3rem;display:flex;flex-direction:column;position:relative}
.pkg.featured{border:2px solid var(--accent);box-shadow:var(--shadow)}
.pkg .badge{position:absolute;top:-12px;left:50%;transform:translateX(-50%);background:var(--accent);color:#fff;font-size:.72rem;font-weight:800;padding:.2rem .6rem;border-radius:999px;text-transform:uppercase;letter-spacing:.06em;white-space:nowrap}
.pkg h3{margin:.2rem 0 .1rem}
.pkg .who-for{font-size:.85rem;color:var(--muted);min-height:2.6em}
.pkg .price{font-size:2rem;font-weight:800;color:var(--navy);font-family:var(--serif);margin:.4rem 0 .1rem}
.pkg .price small{font-size:.8rem;color:var(--muted);font-family:var(--sans);font-weight:600;display:block}
.pkg ul{padding-left:1.1rem;margin:.8rem 0 1rem;font-size:.9rem;flex:1}
.pkg li{margin-bottom:.3rem}

.calc-wrap{display:grid;grid-template-columns:1.35fr .9fr;gap:2rem;align-items:start}
.calc-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem}
.calc-group{border:0;margin:0 0 1.4rem;padding:0 0 1.2rem;border-bottom:1px solid var(--line)}
.calc-group:last-child{border-bottom:0;margin-bottom:0;padding-bottom:0}
.calc-group legend{font-weight:800;color:var(--navy);font-size:1.02rem;margin-bottom:.7rem;padding:0;font-family:var(--serif)}
.field{display:grid;grid-template-columns:1fr auto;align-items:center;gap:.8rem;padding:.55rem 0}
.field + .field{border-top:1px dashed #edf0f4}
.field label,.field .label{font-weight:600;font-size:.96rem}
.field .hint{display:block;font-weight:400;font-size:.82rem;color:var(--muted)}
.field .rate{font-size:.82rem;color:var(--muted);font-weight:600}
.stepper{display:flex;align-items:center;border:1px solid var(--line);border-radius:10px;overflow:hidden}
.stepper button{width:36px;height:36px;border:0;background:#f3f5f8;font-size:1.15rem;cursor:pointer;color:var(--navy);font-weight:700}
.stepper button:hover{background:#e7ebf1}
.stepper input{width:44px;height:36px;border:0;text-align:center;font-size:1rem;font-weight:700;-moz-appearance:textfield}
.stepper input::-webkit-inner-spin-button{-webkit-appearance:none}
select,input[type=text],input[type=email],input[type=tel],textarea{font:inherit;padding:.6rem .7rem;border:1px solid #cfd5df;border-radius:10px;background:#fff;width:100%}
.field select{width:auto;min-width:210px}
.switch{position:relative;width:46px;height:26px;flex:none}
.switch input{opacity:0;width:0;height:0}
.switch span{position:absolute;inset:0;background:#cdd3dd;border-radius:999px;transition:.15s;cursor:pointer}
.switch span::after{content:"";position:absolute;width:20px;height:20px;left:3px;top:3px;background:#fff;border-radius:50%;transition:.15s;box-shadow:0 1px 3px rgba(0,0,0,.2)}
.switch input:checked + span{background:var(--accent)}
.switch input:checked + span::after{transform:translateX(20px)}
.switch input:focus-visible + span{outline:3px solid #f2b7ad}
.summary{position:sticky;top:84px;background:var(--navy);color:#e8edf6;border-radius:var(--radius);padding:1.6rem;box-shadow:var(--shadow)}
.summary h3{color:#fff;margin-bottom:.9rem}
.summary ul{list-style:none;margin:0 0 1rem;padding:0;max-height:380px;overflow:auto}
.summary li{display:flex;justify-content:space-between;gap:1rem;padding:.45rem 0;border-bottom:1px solid rgba(255,255,255,.12);font-size:.93rem}
.summary li span:last-child{font-variant-numeric:tabular-nums;font-weight:700;white-space:nowrap}
.summary li.discount span:last-child{color:#9fe0b9}
.summary .total{display:flex;justify-content:space-between;align-items:baseline;font-size:1.05rem;margin:.6rem 0 1rem}
.summary .total strong{font-size:2.2rem;font-family:var(--serif);color:#fff}
.summary .note{font-size:.8rem;color:#b9c4d8;margin:.8rem 0 0}
.summary .btn{width:100%;text-align:center}
.summary .btn + .btn{margin-top:.6rem}
.summary .btn-ghost{background:transparent;border-color:rgba(255,255,255,.35);color:#fff}
.referral-note{display:flex;gap:.9rem;align-items:flex-start;background:#fff8ec;border:1px solid #f1d7a8;border-radius:var(--radius);padding:1.1rem 1.3rem;margin:1.6rem 0}
.referral-note svg{width:26px;height:26px;flex:none;color:#b7791f;margin-top:.1rem}
.referral-note p{margin:0}

table.price-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;font-size:.95rem}
.price-table th,.price-table td{text-align:left;padding:.7rem 1rem;border-bottom:1px solid var(--line);vertical-align:top}
.price-table th{background:#f3f5f8;color:var(--navy);font-size:.85rem;text-transform:uppercase;letter-spacing:.05em}
.price-table td:last-child,.price-table th:last-child{text-align:right;white-space:nowrap;font-weight:700}
.table-scroll{overflow-x:auto}

/* FAQ */
.faq{max-width:820px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1rem 1.2rem;margin-bottom:.7rem}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:1rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.3rem;line-height:1;color:var(--accent)}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:.8rem 0 0;color:#3a4150}

/* Form */
.form-grid{display:grid;grid-template-columns:1.3fr .8fr;gap:2rem;align-items:start}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.8rem}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.form-field{margin-bottom:1rem}
.form-field label{display:block;font-weight:700;font-size:.92rem;margin-bottom:.35rem}
.form-field .req{color:var(--accent)}
.radio-row{display:flex;flex-wrap:wrap;gap:.6rem}
.radio-row label{display:flex;align-items:center;gap:.4rem;border:1px solid #cfd5df;border-radius:10px;padding:.5rem .8rem;font-weight:600;cursor:pointer}
.estimate-box{background:var(--cream);border-radius:12px;padding:1rem 1.2rem;margin-bottom:1rem;font-size:.93rem}
.success{display:none;background:#e9f6ef;border:1px solid #b9e0c9;color:#164f33;border-radius:12px;padding:1.2rem;margin-top:1rem}
.error-msg{color:#b42318;font-size:.85rem;margin-top:.3rem;display:none}
.side-card{background:var(--cream);border-radius:var(--radius);padding:1.5rem}
.side-card ul{padding-left:1.1rem}

/* Footer */
.site-footer{background:#0e1a30;color:#b9c4d8;padding:3rem 0 2rem;font-size:.92rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:2rem}
.site-footer a{color:#e8edf6;text-decoration:none}
.site-footer h4{color:#fff;margin:0 0 .7rem;font-size:.95rem}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:.4rem}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:2rem;padding-top:1.2rem;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.82rem}
.site-footer .logo{color:#fff}

/* Responsive */
@media (max-width:1100px){.packages{grid-template-columns:repeat(3,1fr)}}
@media (max-width:960px){
  .hero-grid,.calc-wrap,.form-grid{grid-template-columns:1fr}
  .summary{position:static}
  .who-grid{grid-template-columns:repeat(2,1fr)}
  .features{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:760px){
  body{font-size:16px}
  .nav-toggle{display:block}
  .nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;padding:1rem 4vw 1.4rem;border-bottom:1px solid var(--line);gap:1rem}
  .nav-links.open{display:flex}
  .steps,.features,.footer-grid,.form-row{grid-template-columns:1fr}
  .packages{grid-template-columns:1fr 1fr}
  section{padding:3rem 0}
  .hero{padding:3rem 0 2.5rem}
  .field{grid-template-columns:1fr}
  .field select{width:100%}
  .band{padding:1.8rem}
}
@media (max-width:480px){.packages,.who-grid{grid-template-columns:1fr}}
[id]{scroll-margin-top:84px}
[data-local-phone]{white-space:nowrap}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}